Workers’ Comp Benefits
Navigating the Workers’ Compensation landscape can be complicated and time-consuming.
Here are some references to help you:
Ohio Workers’ Compensation Official Sites:
Bar Association Public Websites:
Common Workers’ Compensation Terms:
A work injury is an accident that occurs in the course of your employment, regardless of whether you did something to contribute to it.
A repetitive injury is an injury that does not happen at one specific time. A repetitive injury may occur over the course of several days or weeks due to repeated motion in the course of your work duties.
An occupational disease must meet certain legal criteria. Your employment must be of such character that your risk of contracting such a disease is greater than employment in general and greater than the risk of the public in general contracting such a disease. Examples of diseases that can be occupational diseases are asbestosis and carpal tunnel syndrome.
Temporary Total Disability (TTD)
Temporary Total Disability is the benefit that you are paid while you are completely off of work from an injury. The first seven days of disability are not payable until you miss 14 days in a row. In other words, if you are off work for 10 days, you can get paid temporary total disability for days 8, 9, and 10 that you missed from work but not the first seven days.
Wage Loss is a benefit that is payable if you are unable to return to your former position of employment and you have either found a job making less money or are looking for work within restrictions provided by your doctor. There are certain rules that must be followed in order to be eligible for these benefits.
Permanent Partial Disability (PPD)
Permanent Partial Disability is often thought of as a “pain and suffering” type award. Unfortunately, there is no such thing as “pain and suffering” under Ohio’s workers’ compensation system. The permanent partial disability is an award of money that attempts to recognize and compensate you for the percentage of your injury which remains permanent. It is not a settlement of your claim!
Full Weekly Wage (FWW)
Full Weekly Wage is calculated based on your earnings from the six weeks prior to your injury. The full weekly wage is used to determine the rate at which you will be paid temporary total disability for the first twelve weeks of your disability. For the first twelve weeks of disability, you will generally be paid 72% of your FWW.
Average Weekly Wage (AWW)
The Average Weekly Wage is based on your earnings in the year prior to your injury. Under certain circumstances, periods of unemployment can be excluded. The average weekly wage will be used to determine the rate at which you will be paid temporary total disability after the first twelve weeks of disability. Generally, you will be paid 66 2/3% of your AWW after the first twelve weeks of disability. The AWW is also used to determine the rate at which wage loss benefits are paid.